Settlement
On-ramp
Users can deposit USD funds using two traditional payment rails.
Payment Rail | Est. Speed | Trade Settlement Cutoff Times | Payment Cutoff Times | Pros/Cons |
|---|---|---|---|---|
ACH | Next Day ACH | Standard Size: 1PM ET Large Size: noon ET | 4PM ET | Pros: cheaper |
Wires | Same-day before cutoff time | Standard Size: 1PM ET Large Size: noon ET | Based on user’s bank’s cutoff time (typically around 5pm ET) | Pros: good for larger ticket size |
Note: all on-ramp valued at $50K+ require manual approval. Message your point of contact or [email protected] if you are unclear on when to expect settlement.
Off-ramp
We are able to send payments to user bank accounts using two traditional payment rails.
Payment Rail | Transaction Limit | Est. Speed | Trade Settlement Cutoff Times | Payment Cutoff Times | Notes |
|---|---|---|---|---|---|
ACH | $50K for embedded payments | Next Day ACH | USDC: USDT: | 4PM ET | |
Wires | $5 million | Same-day before cutoff | USDC: USDT + all other tokens: BTC, ETH, POL: | For < $1M: For > $1M: 3PM ET | If manually breaking up wires into smaller amounts, try not to break them up into equal sized payments as they may get flagged/blocked for being duplicates |
Updated 24 days ago